VA Loans
Current service members, veterans and reservists are eligible for loans that feature lower rates, no down payments and no private mortgage insurance requirement.
We're serving lower rates for those who have served us.
No penalty fee if loan is paid off early
No private mortgage insurance requirements
Less than perfect credit can apply
Financial assistance options
You served your country. Now let your country return the favor with special financing just for veterans. VA loans reward veterans for their service and sacrifice on behalf of our country in a number of ways.
VA Loan Benefits
VA loans are designed to provide long-term home financing to qualified veterans and, in some cases, their surviving unmarried spouses. In many instances, their interest rates can be better than other conventional loans.
Who is Eligible For A VA Loan?
- Active-duty military
- Veterans
- Reservists and members of the National Guard
- Some surviving spouses of veterans
These eligibility requirements are unique to VA loans. In addition to past or present military service, standard home loan criteria like your credit score and income will also play a role in your eligibility.
Certificate of Eligibility
In order to apply for a VA-sponsored loan, you will need to obtain a Certificate of Eligibility (COE). Your COE verifies to lenders that you meet the requirements necessary to obtain a VA-sponsored loan. Applying for a COE is straightforward and can be done online, through the mail or through a lender.
Active duty military personnel and current National Guard members or Reservists who have never been Federal active service will need to present a current statement of service in order to obtain a COE.
Veterans and current or former National Guard members and Reservists that have been activated for Federal active service will need to present a DD Form 214 confirming their past service.
Get Pre-Qualified For A VA Loan
Let one of our experienced VA financing professionals help you navigate the VA loan process. Get started today.
To learn more or to apply for a home mortgage loan, submit an online
application, contact us or visit one of our branches in Oklahoma.
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