Personal Checking Accounts
With all these choices, there's surely one that fits your lifestyle.
Great features with every account.
Mastercard debit card with rewards
Free mobile deposits
Online and mobile banking
At BancFirst, we offer checking accounts with a variety of advantages. The good news is that every one of them is designed for total convenience.
- Cell Phone Protection*
- Accidental Death Insurance
- 24/7 roadside assistance
- One waived overdraft fee per month
- Interest bearing with check access
- 2 free orders of BancFirst single wallet style checks per calendar year
- No overdraft fees
Loyalty Checking
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Performance Checking
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E-Connect Checking
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BancFree Checking
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Benefits |
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Maintenance Fee | $5.00 monthly | none | $2.50 monthly | none |
Minimum Balance Fee | none | $7.50 if average ledger balance below $500 | none | none |
Transaction/Withdrawal Fee | none | If average ledger balance below $500, 10 withdrawals** free per statement cycle; $0.15 per extra withdrawal | none | none |
Interest Bearing | no | Yes, minimum collected balance $500 | no | no |
Unlimited Check Writing | yes | yes | Checks not permitted | yes |
Non BancFirst ATM Fee | $1.50 | $1.50 | none | $1.50 |
Paper Statement Fee | Free | Free | e-Statements required | $3.00 |
e-Statements | Free | Free | Free | Free |
*Cell phone bill must be paid from your Loyalty Checking account.
**Withdrawal fee applies only to checks, paper drafts, and ACH (electronic) debits.
Full account disclosures available upon request.