Home Mortgage Loans
We look forward to welcoming you to the neighborhood.
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Find a loan that's as sweet as your home
When you're hunting for a home, you focus on everything from the floor plan to the neighborhood. When you're deciding on a mortgage, there are just as many details to consider - interest rates, repayment plans, down payment totals and credit requirements. At BancFirst, we offer many types of mortgages, and our loan professionals are committed to helping you find one that's a perfect fit.
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Fixed-Rate Mortgages
Loans range from 10 to 30 years and feature stable monthly payments.
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Adjustable-Rate Mortgages
Lower initial rates can hold down monthly payments for the first few years. After the introductory period, rates are periodically adjusted.
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Federal Housing Administration (FHA) Loans
Government-backed loans feature lower down payments and more flexible credit guidelines. Often ideal for first-time homebuyers.
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VA Loans
Current service members, veterans and reservists are eligible for loans that feature lower rates, no down payments and no private mortgage insurance requirement.
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USDA Rural Development Loans
People who want to buy property in rural areas or certain suburbs can qualify for loans with low interest rates and flexible credit guidelines.
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HUD Section 184 Mortgages
Members of Native American tribes can qualify for fixed-rate loans with smaller down payments and other features similar to FHA loans.
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Refinance
Accomplish your financial goals with purposeful refinancing. We’re here to help you make the right choice for your situation.
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Purchase
Whether you're buying your first home or looking for a new one, we’re here to help you understand the steps so you can focus on finding the right home.
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Mortgage Loan Officers
With an average 10 years experience, our mortgage loan officers are pros that care. Find one near you to start a relationship and begin your journey.
To learn more or to apply for a home mortgage loan, submit an online application, contact us or visit one of our branches in Oklahoma.
Credit Cards
From great rewards to extra-low rates, there's a card for every wallet.
- Unmatched service & convenience
- EMV smart chip technology
- Fraud monitoring tools
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